
Jackson River Community Credit Union was founded in 1953 for the employees of Westvaco. Since the credit union’s founding, membership has gone through several changes and much growth.
Currently, there are 17 employees handling our teller line, member services, loan offices, Bookkeeping, and management. The board of directors consists of 7 board members.
With growth planned in the coming years we’ll continue to keep our members top priority.

Jackson River Community Credit Union is a not-for-profit financial institution that is owned and operated by its members and promotes the credit union philosophy. We provide a full range of financial services at very competitive rates and useful information to help our members in all of their financial endeavors.

Founded on the basic democratic premise of the cooperative movement, credit unions believe that access to low-cost financial services is critical to the health and stability of ordinary citizens. In fact, nearly 80 million Americans trust their credit union to provide the services to improve their financial well being. Credit union membership offers many benefits. Services offered range from simple savings to home equity loans to IRAs. Study after study has revealed that, on average, credit unions provide the best financial offerings with fewer fees, lower rates on loans and higher rates on savings. And credit unions continually score higher than all other financial institutions in consumer satisfaction surveys. Credit unions strive to deliver the best service possible to their most important assets--their members.

The credit union's field of membership shall be limited to persons who live, work, worship or attend school in, businesses and other legal entities, located in Alleghany and Bath Counties and the independent City of Covington, VA.
Jackson River Community Credit Union is a proud member of the Virginia Credit Union League. For 80 years, this league has helped build, shape and protect Virginia's credit union system. This has allowed JRCCU to continue to remain a reliable and trustworthy financial institution for so many residents of Covington, Virginia, and the surrounding counties.
In accordance with federal law and the U.S. Department of the Treasury policy, Jackson River Community Credit Union is prohibited from discriminating based on race, color, national origin, sex, age or disability. Jackson River Community Credit Union is committed to ensuring that no persons eligible for membership is excluded from participation in, denied the benefits of, or subject to discrimination based on race, color, national origin, sex, age or disability in its programs and activities. If you feel you have been discriminated against, submit a complaint of discrimination, by mail to the US Department of the Treasury, Office of Civil Rights and Equal Employment Opportunity, 1500 Pennsylvania Ave. N.W., Washington D.C. 20220, or email crcomplaints@treasury.gov.
For more information on your rights and where to file a complaint, click here.
Be aware of imposters texting, calling or emailing pretending to be from Jackson River Community Credit Union, asking for your personal information or card number or asking you to click on a link. NEVER give out your personal information over the phone or click on a suspicious link in an email or text message. Protect your information and please call us directly if you have any questions or concerns.